What Did I Agree To?

Stop paying for what you meant to cancel.

Money goes out two ways you never agreed to: subscriptions you forgot, and contracts that renewed because the real deadline passed weeks before you looked. We find both — then tell you when you can actually get out.

3 months free, then £4.99/month. Cancel any time.

1

Send us your bank statements

Six months of PDFs. We pick out the payments that repeat, so you don't have to remember them — including the ones that have quietly gone up.

2

Add the contracts that matter

For anything you want to keep an eye on, send us the contract. The notice period only exists in there, and it is what decides when you can actually get out.

3

We tell you before the door shuts

We work out the real deadline — renewal date minus the notice period — and email you with enough time to do something about it.

For example

A gym membership at £139 a month, starting 4 March, on a 12-month term, requiring three calendar months’ notice.

It renews on 4 March next year — but your real deadline is 4 December. Miss it by a day and you’re committed to another full year: £1,668.

A year of this costs £39.99.

An illustration, not an average. We haven’t measured what anyone saves and won’t pretend to — your contract says whatever your contract says, which is rather the point of reading it.

The ones that catch people out

The subscription you forgot

Still going out every month, for something you stopped using a year ago. It is on your statement; nobody reads their statement.

The gym that needs three months' notice

You cancel in good time, and discover good time was in December.

Insurance that quietly renews dearer

Same cover, higher price, because you didn't look this year.

The fixed tariff that ends

It doesn't renew — it drops you onto the expensive standard rate.

The phone contract you've finished paying

The handset is yours. The bill hasn't noticed.

Simple pricing

One plan. 3 months free to try it properly.

Everything, from the start

£4.99/month

or £39.99/year · first 3 months free

  • ✓Unlimited agreements
  • ✓Cancellation deadlines worked out for you
  • ✓Email reminders before the window closes
  • ✓Upload a contract and we'll read it
  • ✓Forward an agreement by email, attachment or not
  • ✓Photograph paper agreements, page by page
  • ✓Ask questions about any agreement
  • ✓Reminder schedules you choose
Get started free

We take a card up front and charge nothing for 3 months. We’ll email you before the first payment, and you can cancel any time from your account page.

Your agreements are yours

  • Stored privately, and only ever opened by you.
  • Never used to train AI models, never sold, never shared.
  • Delete an agreement and its document goes with it. Delete your account and everything does.

What Did I Agree To? helps you understand and keep track of your agreements. AI can make mistakes, so check the original agreement before making financial or legal decisions. This service does not provide legal advice.